Financial disclaimer
Useful prompts, with explicit limitations.
Updated 27 September 2026
Educational use
Free tools, example figures and templates provide general information. They are not personalised financial, investment, tax or legal advice, an audit, a valuation, a credit decision or an assurance opinion. Obtain advice appropriate to your circumstances before making material decisions.
Assumptions and uncertainty
Outputs depend on the accuracy, scope and period of your inputs. Ratios and generic screening bands do not establish financial health, solvency or creditworthiness. A root-cause hypothesis requires supporting evidence. An estimated cash opportunity is not a guaranteed or realised benefit.
Illustrative examples
All sample figures and analysis shown on this website are illustrative, not client results or testimonials. Forecasts and scenarios are estimates rather than promises. The Business Valuation Calculator does not constitute a formal valuation.
Professional engagements
Written engagement terms define any later analysis or advice. The website alone does not create a professional adviser–client relationship.