Understand what changed, why it matters and what to do next. Practical finance products for SMEs and growth companies—start with the decision you need to make.
Start with one product. Add more as your business grows.
Check whether disputed invoices and delayed approvals are holding up collections.
Collecting half of the overdue balance would release ₹4.1 lakh of cash.
Assign owners to the largest overdue accounts. Resolve disputes and review collections weekly.
Example only · Hypotheses require evidence · Outcomes are not guaranteed
Get a structured view of performance or plan the cash ahead. Choose each product independently, or bring them together.
Connect financial statements, working capital and business drivers to the decisions management needs to make.
Look ahead at receipts, commitments and cash gaps with a focused forecasting product you can choose on its own.
A path that grows with you. Toolkit only · Cash Flow Forecasting only · Both products · An integrated CFO solution. Scope and pricing are agreed before work begins.
Go beyond dashboards and ratios. Connect every material finding to an explanation, its business impact and a clear next step.
Standardise and reconcile financial records.
See performance, cash and KPI movements.
Test explanations against business evidence.
Estimate what the issue means in rupees.
Choose a practical management response.
Assign an owner, a deadline and a measure.
Review progress and refine the next decision.
Calculate operating working capital, collection days and your cash conversion cycle.
Open NWC Calculator →Explore financial strengths, potential risks and management questions—without an opaque health score.
Start the Financial Health Diagnostic →ClearCFO is building an AI-enabled finance product ecosystem around standardised models, repeatable analysis and professional judgment.
Separate facts, assumptions and hypotheses. Financial movements alone do not prove a root cause.
Know which issue matters, the potential impact and who should take the next action.
Agree inputs, deliverables, review and timing. Expand only when the next product solves a real need.
Explore practical reporting resources, checklists and financial concept guides. Connect what you learn to a management decision.
Explore a free tool, or talk through your data and priorities with ClearCFO.